Unpaid loan in Qatar or an unpaid credit card in Qatar is a never ending downward spiral if you don’t take action.

We are pioneers in resolving unpaid debt in Qatar as well as rest of the GCC. Gccdebt will negotiate directly with the bank to get you the best possible options. We know pending liability can feel like a hanging sword over your head.

• Opportunities at risk as a result of the criminal case.
• Freedom of movement at risk as a result of the travel ban.
• Assets at risk of being frozen as a result of the civil case.

These are just some  of the worries that you may have. All of the above are a direct result of actions taken by the banks or NBFCs to safeguard their interests.  Most expats are victims of the situation. A job loss or health problems or family problems would force people to move back to their home country.

Unpaid loan in Qatar or an unpaid credit card in Qatar and what are its consequences.

The processes followed is similar to the rest of GCC. One small difference is that the courts can oblige the drawer to pay the value of the cheque as well as the expenses without filing a civil case. (Article 357 of Qatar Law No. 11.2004)

The banks will take the below motioned steps as a process.

1. Bounce cheque in Qatar.  All the banks as part of their process will present the security cheque. At the time of application most of the banks and their products will make it mandatory for you to provide a cheque.
2. Criminal case in Qatar. Under Qatari law similar to UAE, Saudi, Oman and Bahrain a cheque bounce is a criminal offence. It is punishable with three years of imprisonment.
3. Travel ban in Qatar.  Contrary to popular belief  a travel ban can be initiated against you even without depositing the security cheque. Such cases are rare and orders carried out on on selective cases.  Once the cheque is bounced
4. Civil case in Qatar.  Banks and NBFCs will always have the option of filing a civil case on their defaulters. there are many factors they consider for going forward with a civil case, for example their current financial situation ,  the product, the last payment date, total outstanding, ETC.

What is the punishment for a cheque bounce in Qatar?

Penal Code No. 11 under article 357 a cheque bounce is punishable with 3 months to 3 years of jail time and a minimum fine of 3000 QAR.

Unpaid loan in Qatar or an Unpaid credit card in Qatar can cause a travel ban.

The constitution of Oman gives freedom of movement. In case the claimant is able to prove that the drawer of the cheque may leave the country then the courts can enforce a travel ban. But this is rather rare.

Usually you will find that the travel ban is a hindrance only when you want to exit Oman. As a result there is no way to be sure unless you have checked the travel ban in Qatar. If you don’t have your smart card and want to check the immigration ban status, please get in touch with us through the whats app icon or click here.

How can gccdebt help you?

We provide Expat debt resolution throughout GCC with most of the banks and NBFCs. Gccdebt will help you get the best deals directly with the bank. We will lay out your options for you regarding the closure of your liability from the bank. Your first complimentary consultation will help you understand your options. Your dedicated advisor will be able to answer all your queries as well. 

Once negotiations are completed and an amount has been agreed to, we will request the bank to directly send you the offer letter. 

After you have received the offer letter from the bank will you pay the amount to the bank towards your own account. Our consultation charges of 150 USD can be paid on the website or through a bank transfer once you have received your official offer letter.